{"id":14358,"date":"2011-08-25T22:41:00","date_gmt":"2011-08-25T22:41:00","guid":{"rendered":"http:\/\/151.106.38.4\/2011\/08\/25\/rising-bad-loans-a-concern-rbi\/"},"modified":"2011-08-25T22:41:00","modified_gmt":"2011-08-25T22:41:00","slug":"rising-bad-loans-a-concern-rbi","status":"publish","type":"post","link":"https:\/\/nagalandpost.net\/index.php\/2011\/08\/25\/rising-bad-loans-a-concern-rbi\/","title":{"rendered":"Rising bad loans a concern: RBI"},"content":{"rendered":"<p><img src=\/old_site\/>The Reserve Bank of India has said that the risk of rising bad loans in banks was a concern and there could be a problem with some sectors. <br \/>\n\u201cThere would be an expected rise in non-performing assets but we do not think it will be a systemic issue,\u201d said RBI deputy governor Anand Sinha said speaking at a Ficci-IBA banking summit here on Wednesday.<\/p>\n<p>\u201cSome sectors have not been able to pass on the increase in the cost of funds to their borrowers and are feeling the stress,\u201d he said. H S Upendra Kamat, chairman, Vijaya Bank, said small-ticket loans, retail and SMEs were the stress areas. <\/p>\n<p>According to a study by Boston Consulting Group, some smaller banks are facing stress on their home loan portfolio with defaults rising to as much as 5% of their loans. <br \/>\nHowever Arun Thukral, MD, Cibil, a repository of borrower data, said repayments have improved this year as compared to the previous year. Responding to the finance ministry communication asking banks to increase tenure of loans rather than hiking the equated monthly installments, AP Verma, DMD, SBI, said, \u201cWe are the largest lender in the country and we are already doing this.\u201d <\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Reserve Bank of India has said that the risk of rising bad loans in banks was a concern and there could be a problem with some sectors. \u201cThere would be an expected rise in non-performing assets but we do not think it will be a systemic issue,\u201d said RBI deputy governor Anand Sinha said [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-14358","post","type-post","status-publish","format-standard"],"_links":{"self":[{"href":"https:\/\/nagalandpost.net\/index.php\/wp-json\/wp\/v2\/posts\/14358","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nagalandpost.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nagalandpost.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nagalandpost.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nagalandpost.net\/index.php\/wp-json\/wp\/v2\/comments?post=14358"}],"version-history":[{"count":0,"href":"https:\/\/nagalandpost.net\/index.php\/wp-json\/wp\/v2\/posts\/14358\/revisions"}],"wp:attachment":[{"href":"https:\/\/nagalandpost.net\/index.php\/wp-json\/wp\/v2\/media?parent=14358"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nagalandpost.net\/index.php\/wp-json\/wp\/v2\/categories?post=14358"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nagalandpost.net\/index.php\/wp-json\/wp\/v2\/tags?post=14358"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}